1.844.825.6728  |  support@valorcu.org  |  Routing # 231386331

Business Visa Credit Card

The perfect addition to your financial portfolio

About

Valor Credit Union helps businesses increase profit margins, maximize their potential, increase income and reduce expenses all by providing products and services tailored towards small business. A Valor Business Visa Credit Card is the perfect addition to your financial portfolio.

Check out the other attractive features and benefits you get with a Business Visa Credit Card:

Verified by Visa

Add an extra layer of security to your Visa Business Credit Card with this online protection service excusive for Visa cardholders. Visit Verified by Visa to create a personal password that will be linked to your Visa card and used to verify your identity when you shop online.

Lost or Stolen

If your Visa Business Credit Card is lost or stolen call 1‑800‑253‑2334 and choose option 3.

Disclosure Statement

Interest Rate and Interest Charges
Annual Percentage Rate (APR) For Purchases 11.240%
This APR will vary with the market based on the Prime Rate.
APR For Balance Transfers 11.240%
This APR will vary with the market based on the Prime Rate.
APR For Cash Advances 11.240%
This APR will vary with the market based on the Prime Rate.
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases and balance transfers if you pay your entire balance owed each month by the payment due date. We will begin charging interest on cash advances on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Fees
Transaction Fees
  • Foreign Transaction
1.00% of each foreign currency transaction in U.S. dollars.
0.80% of each foreign U.S. Dollar transaction that occurs in a foreign country.
Annual Fee $59.00
Penalty Fees
  • Late Payment
  • Returned Payment
  • Over-The-Credit Limit
  •  
  • Up to $25.00
  • Up to $25.00
  • Up to $25.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for details.


Conditions & Notes

* Variable rate - based on Prime Rate + 7.740%
3 Annual Percentage Rate
Rates subject to change without notice.


Rate current as of: 1/22/2016

Contact

Consider Valor Credit Union for all your business needs.

Please contact our Member Service Center, at 1.844.825.6728 or email us at support@valorcu.org, to set up a consultation about your business needs.

Be prepared to bring your personal taxes, existing business taxes and a Personal Financial Statement.


Apple Pay

Available for use with Apple Pay
Apple Pay