1.844.825.6728  |  support@valorcu.org  |  Routing # 231386331

Kasasa

Do you Kasasa?®

Kasasa

About Kasasa

Kasasa (pronounced kah-SAH-suh) is a national brand of free checking and savings accounts with rewards you actually want, like nationwide ATM refunds, cash back, digital downloads, and money to help you save. It's a movement for change that's sweeping the nation and gaining momentum every day. Take a look below and see which Kasasa account is right for you.

Select a Kasasa Product to Learn More

Kasasa Cash Back

About Kasasa Cash Back

Kasasa Cash Back

Cold, hard cash in your pocket - it's hard to argue with that! Kasasa Cash Back® checking gives you more of what you like and less of what you don't like. Receive 3.00% cash back on debit card purchases, plus nationwide ATM fee refunds up to $10.

It's simple - just do the things you're probably already doing. Even if you don't qualify for rewards, your account is still free. Connect your Kasasa Cash Back® account to Kasasa Saver® for even greater earnings. Do you Kasasa?®

Summary

  • 3% cash back on debit card purchases used as credit
  • Nationwide ATM fee refunds up to $10
  • Can link to high-interest Kasasa Saver® account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free Online Banking & Bill Pay
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open

Kasasa Tunes

About Kasasa Tunes

Get paid in ways that speak... or sing to you. Free Kasasa Tunes® Checking rewards you with refunds on your favorite things - music, movies, and more! Earn up to $5 per month in iTunes or Amazon.com refunds and at the same time, benefit from up to $10 in Nationwide ATM fee refunds!

We'll also include a $10 refund bonus* just for signing up! Best of all, this account never includes a monthly service fee or minimum balance requirements. Pump up the payouts by signing up today!

Summary

  • Earn up to $5 every month in iTunes® or Amazon.com® downloads
  • Earn $10 in iTunes or Amazon.com downloads at sign up
  • Nationwide ATM fee refunds up to $10
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free Online Banking & Bill Pay
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open

Kasasa Saver

About Kasasa Saver

Save time, money, and effort with a free, innovative Kasasa Saver® account. Kasasa Saver® makes saving easy by linking to your equally free Kasasa Cash Back® checking account. Every month, the rewards earned in checking are automatically transferred to Saver.

There, your balance benefits from some major interest! Build your savings, not your workload — powered by Kasasa®.

Summary

  • Linked to a free Kasasa Cash Back® account
  • Automatic transfers of Kasasa Cash Back® rewards
  • 0.50% APY* on balances up to $10,000
  • 0.20% APY* on balances over $10,000
  • 0.01% APY* if qualifications are not met on Kasasa Cash Back®
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking & Bill Pay
  • Free eStatements
  • No minimum deposit to open

Qualifications

Qualifying for rewards is so easy, you're probably already doing it! It's as simple as doing the following each monthly qualification cycle:

  • Have at least 12 signature based debit card purchases post and settle
  • Be enrolled and log into online banking once per qualification period
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get right back to earning cash back and nationwide ATM fee refunds the very next month.

There are no extra qualifications to get the Kasasa Saver® reward rate. If you qualify for Kasasa Cash Back® checking rewards, you automatically get the Kasasa Saver® rate too!

Qualification Cycle

Please note that Kasasa Qualification Cycle Dates differ from other Valor monthly cycle dates.

Qualification Cycle Begins Qualification Cycle Ends
12/31/2015 1/30/2016
1/31/2016 2/28/2016
2/29/2016 3/30/2016
3/31/2016 4/29/2016
4/30/2016 5/30/2016
5/31/2016 6/29/2016
6/30/2016 7/30/2016
7/31/2016 8/30/2016
8/31/2016 9/29/2016
9/30/2016 10/30/2016
10/31/2016 11/29/2016
11/30/2016 12/30/2016

Conditions & Notes

*APY = Annual Percentage Yield. APYs accurate as of 01/31/2016. Rates may change after account is opened.
For Kasasa Cash Back, When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $5 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $10 ($5 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.20% dividend rate on the portion of the balance over $10,000, resulting in 0.50% - 0.23% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY. PIN based transactions do not count towards qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
For Kasasa Tunes, you will be refunded up to $10 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($5 per single transaction) if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. PIN based transactions do not count towards qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


Rates current as of: 01/31/2016

Open A Kasasa Account

Contact a member service representative by calling 1.844.825.6728 or by visiting one of our convenient branches to open a Kasasa account or convert an existing Valor Checking account to Kasasa and start benefitting from Kasasa rewards today.