1.844.825.6728  |  support@valorcu.org  |  Routing # 231386331

Additional Loans

Low-rate financing for recreational vehicles, mobile homes, or land loans

Rates

  • Recreational Vehicle (RV) / Trailer Loans

New

Amount Financed Term (Months) Rate (APR*)
$50,000+ Up to 180 4.99% - 17.99%1
$25,001 - $50,000 Up to 180 4.99% - 17.99%1
$15,001 - $25,000 Up to 144 5.99% - 17.99%1
$7,501 - $15,000 Up to 96 8.99% - 17.99%1
$7,500 or below Up to 60 9.99% - 17.99%1

Used

Amount Financed Term (Months) Rate (APR*)
$50,000+ Up to 180 5.49% - 17.99%1, 3
$25,001 - $50,000 Up to 180 5.49% - 17.99%1, 3
$15,001 - $25,000 Up to 144 6.49% - 17.99%1, 3
$7,501 - $15,000 Up to 96 9.49% - 17.99%1, 3
$7,500 or below Up to 60 10.49% - 17.99%1, 3
  • Boat Loan

New

Amount Financed Term (Months) Rate (APR*)
$50,000+ Up to 180 4.99% - 17.99%1
$25,001 - $50,000 Up to 180 4.99% - 17.99%1
$15,001 - $25,000 Up to 144 5.99% - 17.99%1
$7,501 - $15,000 Up to 96 8.99% - 17.99%1
$7,500 or below Up to 60 9.99% - 17.99%1

Used

Amount Financed Term (Months) Rate (APR*)
$50,000+ Up to 180 5.49% - 17.99%1, 3
$25,001 - $50,000 Up to 180 5.49% - 17.99%1, 3
$15,001 - $25,000 Up to 144 6.49% - 17.99%1, 3
$7,501 - $15,000 Up to 96 9.49% - 17.99%1, 3
$7,500 or below Up to 60 10.49% - 17.99%1, 3
  • ATV Loan

New

Term (Months) Rate (APR*)
Up to 60 3.49% - 12.49%1

Used

Term (Months) Rate (APR*)
Up to 60 7.99% - 16.99%1
  • Tractor Loan

New

Term (Months) Rate (APR*)
Up to 84 3.49% - 12.49%1

Used

Term (Months) Rate (APR*)
Up to 84 5.49% - 14.49%1
  • Land Loans2

Term (Years) Max LTV 75% Floor Rates
Up to 5 Prime + 1% 4.00%
Up to 10 Prime + 2% 5.00%
Up to 15 Prime + 3% 6.00%

Member's Choice Borrower Security

Life can be unpredictable so it's important to have the right protection in place, even on your loans. For that reason, we offer a new program called Member's Choice Borrower Security in the case that if something happens to you, your loved ones aren't responsible for paying your debt.

There are three program options to choose from: Loss of Life, Disability, Loss of Life & Disability, and Loss of Life, Disability and Involuntary Unemployment. Each option offers a low-cost premium that is built right into your monthly loan payment making it one less thing to worry about. Plus, as you pay down your loan, the premium goes down as well.

Apply Online

Start Your Application

You may also contact a member service representative by calling 1.844.825.6728 or visit one of our branches.


Conditions & Notes

* Annual Percentage Rate
2 Land must be unimproved; No structures. Max LTV of 75% LTV for purchases based on sale price or appraised value whichever is less. Title insurance may be required.
3 For vehicles 8 years and older add .50% to the rate
A processing fee of $99 may apply.
Please note all online loan applications are viewed during normal business hours.


Rate current as of: 9/15/2016