1.844.825.6728  |  support@valorcu.org  |  Routing # 231386331

Secured Loans

Use your own accounts as collateral
and save with one of our Secured Loan options

About

Borrowing against the funds in your share certificate or savings, or using your vehicle s collateral traditionally guarantees you a lower rate than you might get with another type of loan.

Share Secured Loan

Collateral Base Rate Amount Added to Base
Current Share Rate + 3.00%

Share Certificate Secured Loan

Collateral Base Rate Amount Added to Base
Current Share Certificate Rate + 3.00%

Title Secured Loan

Collateral Base Rate Amount Added to Base
Current Rate (Used) for Vehicle + 0.00%

Member's Choice Borrower Security

Life can be unpredictable so it's important to have the right protection in place, even on your loans. For that reason, we offer a new program called Member's Choice Borrower Security in the case that if something happens to you, your loved ones aren't responsible for paying your debt.

There are three program options to choose from: Loss of Life, Disability, Loss of Life & Disability, and Loss of Life, Disability and Involuntary Unemployment. Each option offers a low-cost premium that is built right into your monthly loan payment making it one less thing to worry about. Plus, as you pay down your loan, the premium goes down as well.

Apply Online

Start Your Application

You may also contact a member service representative by calling 1.844.825.6728 or visit one of our branches.


Conditions & Notes

A processing fee of $99 may apply. Rates subject to change without notice.


Rate current as of: 11/01/2013