1.844.825.6728  |  support@valorcu.org  |  Routing # 231386331

Club Accounts

Specialized accounts to help you throughout the year

Christmas Club

Maturity Date Minimum Deposit Rate (APY*)
September 30th $0 0.15%

Take the stress out of your holiday shopping by saving a little at a time during the year with a Valor Christmas Club Savings Account.

The club begins in October, but you can open one anytime throughout the year. The maturity date is September 30th of the following year. At that time, the funds are transferred directly into your Share Savings where you can access them in time for the Christmas season. Direct Deposit, Payroll Disbursement, or an automatic transfer into the club account coupled with a high yield will help you get to your savings goal quicker. Plus, if you choose to set up direct deposit, the club account will start again automatically for the next year. There is no limit to how much or how long you can save.

With a Christmas Club account, you can make the holidays merry and bright once again.

Vacation Club

Maturity Date Minimum Deposit Rate (APY*)
April 30th $0 0.15%

You handle the vacation planning and we'll take care of your funds with a Valor Vacation Club account.

The club begins in May, but you can open one anytime throughout the year. The maturity date is April 30th of the following year. At that time, the funds are transferred directly into your Share Savings where you can access them in time for your trip. Direct Deposit, Payroll Disbursement, or an automatic transfer into the club account coupled with a high yield will help you get to your savings goal quicker. Plus, if you choose to set up direct deposit the club account will start again automatically for the next year. There is no limit to how much or how long you can save. With a Valor Vacation Club account, your trip can be as grand as you want!

Tax Club

Maturity Date Minimum Deposit Rate (APY*)
January 31st $0 0.15%

Stop dreading what you may have to pay the IRS during tax season! Prepare for it with a Valor Tax Club Account

The club begins in February, but you can open one anytime throughout the year. The maturity date is January 31st of the following year. At that time, the funds are transferred directly into your Share Savings where you can access them with plenty of time to spare before April 15th. Direct Deposit, Payroll Disbursement, or an automatic transfer into the club account coupled with a high yield will help you get to your savings goal quicker. Plus, if you choose to set up direct deposit the club account will start again automatically for the next year. There is no limit to how much or how long you can save.

If your tax bill comes sooner than the maturity date on the account – not to worry! The Tax Club account offers an additional benefit that allows you to withdraw funds anytime you need them without penalty.

So, take the anxiety out of tax season and open a Valor Tax Club account today!


Conditions & Notes

* Annual Percentage Yield
All of our club accounts calculate dividends using the Average Daily Balance Method and are applied annually on the date of maturity.


Rate current as of: 4/25/2016