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IRA Certificates

Let your money for retirement mature with an IRA Certificate


  • IRA Certificates

Term (Months) Minimum Balance Rate (APY*)
  $500 - $99,999.99 $100,000+
3 0.05% 0.05%
6 0.10% 0.10%
12 0.20% 0.20%
24 0.35% 0.35%
36 0.60% 0.60%
48 0.90% 0.90%
60 1.00% 1.00%


An IRA Share Certificate is designed to help you reach your retirement goals with competitive rates, offers your choice of term length between 3 and 60 months, and the option to choose either a Traditional or Roth IRA. A $500 minimum deposit is required to open the account, and dividends are credited annually and at certificate maturity. Because it is a certificate, funds cannot be added before the date of maturity, and penalties may be charged if you choose to withdrawal early.

Contact a member services representative by calling 1.844.825.6728 or by visiting one of our convenient branches to find out more information about why IRA Certificates may be a good option for your retirement savings.

Conditions & Notes

Rates subject to change without notice. Early withdrawal fees may apply.
* Annual Percentage Yield

Conditions & Notes

Rate current as of: 5/26/2016