1.844.825.6728  |  support@valorcu.org  |  Routing # 231386331

Share Certificates

Let your money mature with a Share Certificate


  • Share Certificates

Term (Months) Minimum Balance Rate (APY*)
  $500 - $99,999.99 $100,000+
3 0.05% 0.05%
6 0.10% 0.10%
12 0.20% 0.20%
24 0.35% 0.35%
36 0.60% 0.60%
48 0.90% 0.90%
60 1.00% 1.00%


Share Certificates offer dividends at higher rates than normal savings accounts, but require that the money deposited stays in the account for the length of the term otherwise a penalty can be imposed for early withdrawal. With a $500 minimum deposit, you can open a Valor Share Certificate and choose the term that best fits your situation. Terms start at 3 months and can be as long as 60 months. The longer the term and the higher the balance, the better the rate of return.

Contact a member service representative by calling 1.844.825.6728 or by visiting one of our convenient branches to open a Valor Share Certificate and see why your money will get better as it matures.

Conditions & Notes

Rates subject to change without notice. Early withdrawal fees may apply.
* Annual Percentage Yield

Rate current as of: 5/26/2016